Chip and PIN cards
Chip and PIN Cards Are Shifting Fraud Liability in the U.S. The U.S. card industry started to catch up to the rest of the world on October 1, 2016 when it started transitioning to the EMV (Europay, MasterCard and Visa) global standard, which defines the computer chip and technology used to process Chip-card transactions. As a consumer, the biggest change is that you have or soon will receive a replacement credit and debit card that has a computer chip. What has not changed f